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A credit report is a summary of your unique financial history. The three nationwide credit bureaus collect and maintain a history of your credit activity as reported by the lenders and creditors you have accounts with. Your credit report includes important information about you, including:. You can get two free credit reports each year from Equifax by signing up for a myEquifax account. Here are some examples of the types of documents that may assist us with your dispute: Personal Information.

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